[AusNOG] Merchant facilities, card services closure, etc.

[Arron]

Hi Ross,

We use Paypal Payflow for our merchant services. They have a website function called Virtual Terminal which may do what you are after. Basically you can enter the credit card data and process it on the spot. You can use your own merchant account or a Paypal merchant account too.



Arron 



From: Ross Wheeler <ausnog at rossw.net>
Reply: Ross Wheeler <ausnog at rossw.net>>
Date: 27 July 2016 at 3:37:11 PM
To: ausnog at lists.ausnog.net <ausnog at lists.ausnog.net>>
Subject:  [AusNOG] Merchant facilities, card services closure, etc.  


I'm guessing there's still a few of the "smaller" operators on this list.  

Had a (legit) call from my bank this morning, advising me that the ancient  
old "paper" system I've been using for 26 years will cease to exist in  
2 months.  

Seems the "card services" group (run by the credit card institutions  
themselves, not by the banks) is shutting down. I don't have a huge number  
of credit card transactions each month, but more than enough that manually  
punching them into a phone or POS terminal just ain't gunna happen, and  
same for doing it a card at a painful time through some web interface.  

My old system used to simply spit out fully printed "merchant summary  
slips" that only needed folded and slipped into the provided envelope - no  
human interaction beyond a quick visual scan of each page (25 transactions  
per page).  

I just want a simple system where a card, and an amount, can be shot to  
"somewhere" and processed, ideally with a receipt/accepted or  
declined/rejected response. One at a time that can be automated, or a  
batch, I don't care. Real-time or offline, I don't particularly mind.  

I'm happy to change to (or open an additional facility with) another  
institution. I don't really care if it's a bank or not, as long as they're  
reputable, honest and easy to deal with while setting it up (and their  
fees are comparable with or less than I pay now <grin>).  

Anyone else facing the same problems? I don't want to go down the  
direct-debit route, the majority of my customers currently either send  
dead trees, or do EFT, it's just a few hundred cards that linger...  

TIA  
RossW  
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