[AusNOG] Merchant facilities, card services closure, etc.

[Robert Hudson]

If only Paypal didn't make people jump through ridiculous hoops in order to
do business with them - other payment processing vendors manage not to be
quite so flipping obtuse and hopeless.

Or try to avoid their obligations under Australian Financial Services law.

On 27 July 2016 at 15:45, Arron <arron at ezi-web.com.au> wrote:

> Hi Ross,
>
> We use Paypal Payflow for our merchant services. They have a website
> function called Virtual Terminal which may do what you are after. Basically
> you can enter the credit card data and process it on the spot. You can use
> your own merchant account or a Paypal merchant account too.
>
>
>
> Arron
>
>
>
> From: Ross Wheeler <ausnog at rossw.net> <ausnog at rossw.net>
> Reply: Ross Wheeler <ausnog at rossw.net>> <ausnog at rossw.net>
> Date: 27 July 2016 at 3:37:11 PM
> To: ausnog at lists.ausnog.net <ausnog at lists.ausnog.net>>
> <ausnog at lists.ausnog.net>
> Subject:  [AusNOG] Merchant facilities, card services closure, etc.
>
>
> I'm guessing there's still a few of the "smaller" operators on this list.
>
> Had a (legit) call from my bank this morning, advising me that the ancient
> old "paper" system I've been using for 26 years will cease to exist in
> 2 months.
>
> Seems the "card services" group (run by the credit card institutions
> themselves, not by the banks) is shutting down. I don't have a huge number
> of credit card transactions each month, but more than enough that manually
> punching them into a phone or POS terminal just ain't gunna happen, and
> same for doing it a card at a painful time through some web interface.
>
> My old system used to simply spit out fully printed "merchant summary
> slips" that only needed folded and slipped into the provided envelope - no
> human interaction beyond a quick visual scan of each page (25 transactions
> per page).
>
> I just want a simple system where a card, and an amount, can be shot to
> "somewhere" and processed, ideally with a receipt/accepted or
> declined/rejected response. One at a time that can be automated, or a
> batch, I don't care. Real-time or offline, I don't particularly mind.
>
> I'm happy to change to (or open an additional facility with) another
> institution. I don't really care if it's a bank or not, as long as they're
> reputable, honest and easy to deal with while setting it up (and their
> fees are comparable with or less than I pay now <grin>).
>
> Anyone else facing the same problems? I don't want to go down the
> direct-debit route, the majority of my customers currently either send
> dead trees, or do EFT, it's just a few hundred cards that linger...
>
> TIA
> RossW
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